Lakshya analyses your mutual funds, tells you your financial health score, and shows exactly when you can retire — in plain, simple language.
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No credit card. No jargon. Just clarity.
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Bank-level Security
No Data Selling
Made in India
₹2.4Cr+
Portfolio Analyzed
12K+
Investors Helped
₹45K
Avg. Annual Savings Found
4.9★
User Satisfaction
What Lakshya Does
Three tools that change how you see your money
No spreadsheets. No finance degree needed. Just upload and understand.
Portfolio X-Ray
Upload your CAMS statement and instantly see if your funds are overlapping, if you're paying too much in fees, and what your real returns are. Like an X-ray for your investments.
Money Health Score
Get a simple 0–100 score that tells you how healthy your finances are — covering savings, emergency fund, risk balance, and more. Know where you stand in minutes.
FIRE Planner
Find out exactly when you can retire comfortably. Enter your savings and monthly SIP, and Lakshya runs thousands of simulations to tell you your retirement probability.
Good morning, Priya
Portfolio Value
—
Upload portfolio to see
Your Returns (XIRR)
—
Based on your portfolio
Health Score
—
Run a health check
FIRE Probability
—
Plan your retirement
What would you like to do?
Pick a tool to get started
Analyse My Portfolio
Upload your CAMS PDF and find out if you're wasting money in fees or holding duplicate funds
→
Check My Financial Health
Answer a few simple questions and get your personal money health score with tips to improve it
→
Plan My Retirement
Tell us your savings and monthly SIP — we'll calculate how likely you are to retire on time
→
View My Profile
Update your personal details, income, and investment preferences
→
Lakshya Money Mentor
Grounded answers powered by the OpenAI agent
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Portfolio X-Ray
Upload your CAMS mutual fund statement (PDF) and we'll instantly tell you if you're overpaying in fees, holding overlapping funds, or missing out on better returns.
How to get your CAMS statement: Visit camsonline.com → Login → Statement → Select "Detailed" → Download PDF. It's completely free.
Drop your CAMS PDF here
or click to browse from your device
Supports PDF · Max 10MB · 100% Private
Analysis Complete
Here's what we found in your portfolio:
₹2,50,000
Portfolio Value
12.5%
Your XIRR Returns
15
Total Funds
₹45,000
Annual Savings Possible
Fund Overlap & Issues Found
HDFC Flexi Cap – Regular vs DirectFee Leak ₹3,200/yr
Mirae Asset Emerging BluechipNo Overlap
Axis Bluechip + SBI Bluechip78% Overlap
Parag Parikh Flexi CapWell Diversified
Quick Tip: By switching from Regular to Direct plans, you could save approximately ₹45,000 per year in fees — that's money that stays and grows in your portfolio instead of going to a distributor.
Money Health Score
Answer a few simple questions about your finances and get a personalised health score out of 100 — with clear tips on how to improve it.
About You
Your Income & Savings
Your take-home salary per month
Money kept aside for sudden needs (FD/savings)
Your Portfolio
Your Health Score
—
out of 100
Run Check
Asset Allocation–
Emergency Fund–
Diversification–
Risk Management–
Recommendations
FIRE Planner
FIRE means Financial Independence, Retire Early. Enter your numbers and watch your portfolio trajectory update live — across three market scenarios.
Portfolio Trajectory
Estimated growth from 2026 to 2051
Median
Dream
Safe
—
Success Probability
Based on 10,000 Monte Carlo simulations using current market volatility.
Projection Insight
Adjust your inputs on the right and the chart will update instantly.